Mortgage and Financial Advice from Stephensons
The Estate Agents

John Sharples Partner Independent Financial Consultant (M.L.I.A) (D.I.P) (CEMAP)

Proprietor of South Lakeland Consultants Ltd , John is a well established Independent Financial Adviser, with over 15 years experience in Financial services and fully qualified with full financial planning certificates. John is based in our Dalton branch giving financial advice on mortgages, pensions, investments and life cover in the Furness area as well as the UK.

John is a partner of the Positive Solutions Network which is one of the largest IFA organisations in the UK. This means that John can tailor his advice and offer products and services in a more efficient manner for all his clients.

David Scott Independent Mortgage Advisor (CEMAP)

With 10 years experience in mortgage advice, working for a local building society and various insurance companies over the years, David is now based at our Barrow branch working with Quickly Finance Ltd. He offers independent advice on mortgages whether you are looking to re-mortgage an existing property or making a new purchase, David can research the market and find the deal that best suits you, he is also on hand for life cover and buildings and contents insurance policies.

Life AssuranceLife Assurance

Our advisers can offer Life Assurance products from the whole of the market. This saves you the time of searching the market yourself as he will prepare for you a comparison table of the cheapest quotes on the market for you to choose from.

Life Assurance is a protection policy to cover you for Death or if the benefit is chosen earlier critical illness. There are 3 types of Life Assurance

  • Mortgage Protection - designed to provide protection to cover your mortgage
  • Term Assurance -designed to provide protection for you and your family
  • Business Assurance - designed to provide protection for you business needs

There are also many benefits you can choose from which you can combine to suit your own particular needs. The main benefits to choose from are:

  • Death
  • Death or Earlier Critical Illness
  • Critical Illness
  • Premium payment

General InsuranceGeneral Insurance

We can offer buildings and contents cover to protect you from damage to your property and the contents inside.

  • Accident, sickness and unemployment cover
  • Home insurance, both buildings and contents

MortgagesMortgages

As our advisors are independent, they can offer mortgages from the whole of the market and therefore getting you the better deal. They will advise and make a recommendation for you after they have assessed your needs.

  • First time buyer
  • Movers
  • Fixed rate, discount, tracker, cash back, capped
  • Buy to let
  • Self cert
  • Re-mortgage
  • Equity release

Secured LoansSecured Loans

Secured loans are loans secured on property, in much the same way as a mortgage. Secured loans require no upfront survey, legal or other fees. Loans are available for any purpose:

  • Debt Consolidation
  • the purchase of a new car
  • home improvement
  • Holidays
  • or anything you choose
  • Any amount can be borrowed from £5,000 to £500,000

InvestmentsInvestments

John can offer a wide range of investments including:

  • Mini ISA
  • Maxi ISA
  • Investment Bond
  • On shore and off shore tax planning, plan with trust and inheritance tax planning

PensionsPensions

  • IPS, SASS, personal, corporate – all types of retirement planning can be arranged

Our advisers are regulated by the Financial Services Authority (FSA).

Get in touch for a consultation

Feel free to contact us for a no obligation chat

Your home is at risk if you do not keep up the repayments on your mortgage or other loan secured on it. Written quotations are available on request. All loans are subject to status. A brokers fee will be payable. Registered in England No. 47711767